How It Works

How It Works (Optional Tip Encouraged)

1. Sign Up: Create an account on our peer-to-peer lending forum.
2. Make a Request: Post your loan request in the appropriate forum section. Your request should include:
   • Loan amount needed
   • Preferred transfer method (PayPal, Cash App, Zelle, Venmo, or other)
   • Repayment date (e.g., 1/31)
   • Optional tip amount for lender
3. Lender Response: Interested lenders will comment on your thread to discuss further details.
4. Negotiate Terms: Work out the specifics with the lender in the thread or via private message, including agreed tip amount.
5. Complete the Transaction: Once terms are agreed upon, proceed with the loan transfer using the agreed method.
6. Repayment: Repay the loan and tip as per the agreed terms and date.

Note: Always exercise caution and follow forum guidelines when engaging in peer-to-peer lending. Our platform is designed to facilitate connections, but users are responsible for their own transactions and agreements.